Contracts

Contract A

The Quality Listing

  • Always visit the property.
  • Take photos of the interior and exterior (professional if possible).
  • Description: Avoid generic terms. Be specific about the property itself highlighting special features.
  • Include a floor plan and/or room sizes.

 Writing a Quality Description

  • Avoid copying and duplication.
  • Avoid spelling mistakes.
  • Avoid industry jargon and special characters.
  • Refer to landmarks.
  • Think like a buyer.
  • Ex: Walking distance, waterfront with exceptional views, child friendly neighborhood, low maintenance cost.

Role Play 2: Buyer

Mr. Ivan, a Russian businessman calls you. He has recently moved to Dubai and wants to purchase a property.

What do you need to know?

 

New Buyer

  • Qualify: Find out his DNA, Desire Need Authority
  • Put buyer into action:

–       Approving contract B.

–       Book viewing.

  • Get Buyer to put an offer.

 

Calls + viewing + Offer= Sale

Qualifying a New Buyer

  • Passport copy for age (21) and nationality.
  • Purpose: investment or personal use.
  • Currently rents or owns.
  • Time scale.
  • Family members, children.
  • Location, proximity, work location.
  • Type, size, no of rooms, maid’s qtr, facilities.
  • Budget and cash or finance

………and many other things

 

Re-qualifying old Clients

Things that may have changed:

  • Pre-approval came through.
  • Has seen a different property or style.
  • Has just offered= hottest buyer.
  • Has just sold= “Panic buy” mode.
  • Has just bought (with someone else).
  • Rent expiring soon.
  • Unforeseen circumstances.

 

Q’s to ask old buyer

  • Are you still looking in your area of choice?
  • Have you seen anything you like recently?
  • Have you made any offers on any units?

 

Recognizing a Hot Buyer

  • Buyer calls in for a specific unit type-knows what he wants.
  • Discuss furniture layout during a viewing.
  • Ask what price the seller might accept.
  • Ask about the seller’s motivation to sell.
  • Asks about fees and extra costs.
  • Gives positive words: nice view, love the kitchen…etc.
  • Chases you and returns your call.
  • Asks what the next step is?

 

What to offer a buyer

  • Start with your inventory and those of your office.
  • Use search engines.
  • Limit the search per request and budget.
  • Avoid too much choice.

 

Contract B

Viewings

  • Have a copy of the listing.
  • Ensure the property is presentable.
  • Know all details about it.
  • Respect the culture of the seller.
  • Show all parts including parking, locker, gym…
  • Return everything the way it was.

 

Contract F

Case Study 1 Solution – Part1

Calculation of Service Charges to be reimbursed to the Seller by the Buyer.

Service charge per day: AED14,047/365=AED 38.48/day

1st March 2018 to 3rd September 2018=187 days

AED 38.48/day*187 days= AED 7,195.76 utilized through the selling date.

Balance charges until 28/2/2019 for 178 days= AED 14,047-AED 7,195.76= AED 6,851.24 which is the amount that Mrs. Jane needs to reimburse Mr. Doe.

 

Case Study 1 Solution – Part2

Calculation of rental amount that needs to be reimbursed to the Buyer by the Seller.

Solution:

Rent per day: AED 200,000/365= AED 547.95

Rent from 11/7/2018 to 10/8/2018( 31 days)= AED 16,986.45 Rent from 11/08/2018 to 03/09/2018 (24 days)=AED 13,150.80 Sub total: 55 days * 547.95/day=30,137.25

Balance from 1st cheque is AED 100,000-30,137.25=AED 69,862.75

Amount to be reimbursed to Mrs. Jane by Mr. Doe = AED 69,862.75+AED 10,000

deposit= AED 79, 862.75

 

Case Study 1 Solution – Part3

Calculation of total adjustments due on Transfer date

Deposit: AED 2,690,880* 0.10= AED 269,088

To be paid by Mrs. Jane in favor of Mr. Doe to be held by the brokerage company until the date of transfer. On date of the transfer the deposit cheque will be returned to Mrs. Jane.

Calculation of Transfer Fees: AED 2,690,880* 0.04= 107,635.20  plus AED 540 admin fees

To be paid by Mrs. Jane in manager’s cheque to DLD.

Calculation of Commission: AED 2,690,880 * 0.02= AED 53,817.60

To be paid by Mrs. Jane in manager’s cheque to the brokerage company on transfer date.

Total to be received by Mr. Doe on Transfer date

AED 2,690,880 (Selling Price) + 6,851.24 ( service charges)-79,862.75 ( rent owed to Mrs. Jane)=AED2,617,868.50.

Total to be paid by Mr. Doe to developer: AED 500 Total to be paid by Mrs. Jane to DLD: AED 108,175.20

Total to be paid by Mrs. Jane to brokerage company: AED 53,817.60

 

CMA Exercise Solution

Unit 1         apt    120   2       2       1       1       yes   yes             1700000   

Unit 2         villa   190   4       4       2                 yes   yes   pool  3350000    3410000

Unit 3         villa   194   3       4       2                 yes   yes   pool  3200000    3360000

Unit 4         villa   185   4       5       3                 yes   yes   park  3500000    3460000

Unit 5         apt    200   5       5       3       2       yes   yes   water 3950000   

Unit 6         villa   210   4       5       2                 yes   yes             3400000    3480000

Unit 7         villa   192   4       4       2                 no     yes             3150000    3380000

Unit 8         apt    185   3       4       1       1       yes   yes   water 3450000   

Unit 9         villa   220   4       5       2                 yes   yes             3200000    3280000

unit 10        villa   300   6       7       4                 private        yes   lake   4900000   

Unit 11       villa   140   2       3       2                 yes   yes             1630000   

                                                                             Total 20370000

Average     3395000

Suggested listing 3.3-3.5m

 

  • Assumed added values:

–Bedroom:100000   Pool: AED90000              

–Bathroom: AED 60000        Gym: AED 35000                          

–Garage:   AED  40000        Pool/park view    80000                          

–Locker:    AED  20000        water/lake view   100000                        

key variance

 

YIELD Calculation Example

You are managing an apartment of 2,000 sq.ft. You have determined that you can achieve rental receipts of AED 240,000 per annum if the occupancy rate is 100%, however you predict the apartment being vacant for 1 month of the year to allow you to carry out some important Maintenance which will cost AED 10,000.

You will also pay Service Charges of 10 AED per sq.ft. and

you expect Marketing and Leasing costs will amount to AED 10,000.

The owner paid AED 3,000,000 for the apartment. What will be his estimated Net Yield for the year?

Solution

240,000/12=20,000 monthly rent

NET ROI=(240,000-20,000-10,000-20,000-10,000)/3,000,000=6%

 

Broker A, B,C has participated in selling land of an area 100m X 70m with commission ratio 5 to 3 to 2 respectively, if the property is sold for AED 5,000 per square meter and the brokerage commission is 4%, what would be the commission of broker A in AED?

Solution

100*70*5,000=35,000,000*4%=(1,400,000/10) *5=700,000, in other words he gets half

  1. 42,0000
  2. 28,0000
  3. 700,000 correct answer
  4. 140,000

Broker A, B,C has participated in selling land of an area 100m X 70m with commission ratio 50/30/20 percent respectively, if the property is sold for AED 5,000 per square meter and the brokerage commission is 4%, what would be the commission of broker C less than commission of broker B in AED?

Solution

Commission is 1,400,000/10 shares=140,000*2 shares for C=280,000 for broker C and 140,000*3 shares for B=420,000 for broker B ; 420,000-280,000=140,000

  1. 700,000
  2. 280,000
  3. 420,000
  4. 140,000 correct

 

What is the property value of a villa if Dubai Land Department property registration fee is AED 40,000?

  1. AED 2,000,000
  2. AEd 1,600
  3. AED 1,000,000 correct answer
  4. AED 16,000

The management of a shopping mall charge mobile store owners an annual rent of AED 100 per square foot of storage area in addition to 4.5% of the gross business sales in excess of AED 400,000. If the dimensions of the store are 60′ x 120′ and the owner sells AED 2,000,000 worth of goods during the year, what is the total rent amount in AED for 3 years considering same sales amount is achieved?

Solution

Annual Rent=(60*120*100/sqf)=720,000

+(2,000,000-400,000 *4.5%)= 72,000

Total Rent=(720,000)+ (72,000)*3years

  1. AED 2,376,000 correct answer
  2. AED 2,430,000
  3. AED 2,214,000
  4. AED 231,000

 

Owner accepts to pay a 5% commission as long as he nets AED 1,000,000 on the sale of his house. What would be the minimum listing price in AED?

Solution

1,000,000/0.95=1,052,632 correct answer is d

  1. AED 1,050,000
  2. AED 1,036,000
  3. AED 1,040,400
  4. AED 1,052,632 correct answer

 Best wishes for a successful real estate career!